Charmian is a highly regarded financial services regulation lawyer. She is known for her pragmatic and consensus based approach to legal and compliance issues. Whether she’s negotiating a sale, helping clients connect to do business or mentoring our up-and-coming lawyers, Charmian reads the room and puts people at ease with her down-to-earth nature.
Charmian provides legal and compliance advice to a broad range of financial services industry participants including insurance brokers, general insurers, underwriting agencies, fintechs and insurtechs. She is often engaged to provide legal sign off on product design and development and insurance distribution, including group purchasing arrangements. She is sought out for her niche expertise in innovative insurance solutions including parametric products, discretionary mutuals and aggregate deductible schemes.
Charmian advises on all aspects of financial services law, she loves nothing more than devising new risk products and solutions – like peer-to-peer models and other alternative risk vehicles. She also thrives on helping businesses grow and develop over time, from seed funding through to acquisition or IPO. Startups often seek her out when they need a sounding board to refine their ideas. She creatively finds new solutions that are within the boundaries of the law yet commercial in their execution.
Prior to joining Hamilton Locke, Charmian was a partner and co-founder of The Fold Legal, which merged with Hamilton Locke on 1 September 2022. Prior to that, she worked in the corporate and financial services team at Phillips Fox Lawyers (now DLA Piper).
