Irfaan Rashid
Maddie Morgan
Suwathie Rajeswaran
Lana Knaggs
Akshya Perera
Sally Yang
Gonzalo Castro
Maddison Morgan

Julie Hartley

Senior Associate

Julie has a knack for being able to explain even the most complex legal ideas in a way that’s clear, concise, and ever so friendly. Her disarming manner has been known to keep everyone around her calm, even in the most stressful situations.

Julie advises clients on niche areas such as discretionary mutuals and aggregate deductible schemes and assists underwriting and broking businesses in navigating the pitfalls of the AFS licensing process. She advises a broad range of financial services industry participants including insurance brokers, general insurers, underwriting agencies and insurtechs and negotiates commercial agreements. She also regularly provides regulatory advice on policy wordings and disclosure documents and provides practical guidance to clients on product design and development and insurance distribution structures.

Prior to joining Hamilton Locke, Julie worked at The Fold Legal, which merged with Hamilton Locke on 1 September 2022. Julie has also worked at a commercial firm where she specialised in advising self-managed superfunds (SMSFs).  She was highly regarded in this area and wrote a regular column in the Australian Financial Review on issues affecting SMSFs. 


Financial Services; Insurance; Discretionary Mutuals; Insurtech; Regulatory Advice; Aggregate Deductible Funds

  • Lawyers Weekly 30 Under 30 Awards, Financial Services Shortlist, 2020
  • Bachelor of Laws – University of New South Wales
  • Bachelor of International Studies – University of New South Wales
  • Admitted to practice in New South Wales
  • Appointed by Mitsui Sumitomo Insurance (Australian branch) (since 2020) to their external legal panel to advise on financial services regulation and insurance product design and distribution and their procurement and contracting arrangements, including binder and master service agreements.
  • Appointed to the external legal panel for Arthur J. Gallagher & Co (Aus) Limited (since 2018) to advise on financial services regulation, financial services licensing, insurance design and distribution, group purchasing body arrangements, NIBA Code implementation and commercial arrangements with insurers including agency, binder and SME insurance facilities.
  • Advised Amtrust North America since 2014 on financial services regulation relating to the accidental damage component of Microsoft Complete an extended warranty and accidental damage product, offered to Australia customer to protect their Microsoft devices.
  • Advised Aussie Farmers Mutual on the establishment of a discretionary mutual for Australian farmers.