George Comino
Tom Goodwin
Natalie Wissa
Senior Associate
Ryan Steele
Rachel Shin
Senior Associate
Louise Yuen
Senior Associate
Lekha Prasad
Elena Martino

Michele Levine


Michele is an innovative and trusted financial services lawyer that develops strong and attentive relationships with her clients. She combines her personable nature with her extensive financial services background to provide innovative and pragmatic solutions to her clients. She possesses deep knowledge and experience in legal, governance, risk, and compliance.

Michele is passionate about collaboration and works closely with colleagues to provide holistic advice and solutions for complex legal issues.

Michele acts for a broad range of clients across financial services, credit, insurance, fintech, payments and cryptocurrency. She provides support on all legal aspects, including regulatory advice on product design, service offerings, distribution, licensing, agreements, compliance obligations, transactions and regulator engagement and enforcement.

Michele understands the regulatory environment (current and emerging) and is well-placed to advise on regulatory requirements and risk mitigation strategies for businesses of all sizes.

She is passionate about fintech and leads our relationship with Blockchain Australia and Fintech Australia.

Prior to joining Hamilton Locke, Michele worked at The Fold Legal, which merged with Hamilton Locke on 1 September 2022. Michele has also worked at several top-tier law firms and acted in several non-legal roles for financial services companies including, Mercer, Norton Rose Fulbright and Clayton Utz.


Financial Services; Credit; Insurance; Fintech; Payments; Cryptocurrency; Regulatory



  • Australasian Lawyer, Most Influential Lawyers List, 2023
  • Australasian Lawyer, Elite Women 2023
  • Blockchain Australia, Blockies, Professional Advisor Leader of the Year, Finalist, 2023
  • Client Choice Awards, Best Banking, Finance & Insurance Firm (<$30m revenue), Winner, 2023
  • Client Choice Awards, Best Law & Related Services Firm (<$30m), Finalist, 2020 – 2022
  • Client Choice Awards, Best Banking & Finance Firm (<$30m revenue), Winner, 2020, 2022
  • Client Choice Awards, Best Insurance Law Firm (<$30m revenue), Winner, 2021 – 2022
  • Chambers and Partners, Asia-Pacific Guide, Financial Services Regulation, Ranked Firm, Band 4, 2020 – 2022
  • Chambers and Partners, Fintech Legal Guide, Ranked Firm, Band 2, 2019 – 2022
  • Fintech Australia, Finnies Award, ‘Excellence in support Services’, 2022



  • Bachelor of Commerce – The University of New South Wales
  • Bachelor of Laws (Honours) – The University of New South Wales
  • Certificate in Governance Practice – Governance Institute of Australia
  • Admitted to practice in New South Wales



  • Advised on the design, structure distribution and regulatory requirements of CashD’s early wage access product and other payment solutions for B2B and B2C offerings including Divipay, Azupay, Intuit and escrow payments services.
  • Advised Employment Hero on the distribution of superannuation and payments solutions.
  • Advised BetaCarbon on its Australian Carbon Token’s design, licensing and regulatory requirements.
  • Advised various global and local digital currency exchanges (including Independent Reserve and CoinSpot) on token listings, product and service offerings, payments, share trading solutions and corporate transactions.
  • Designed staking and yielding solutions for crypto assets and advised on lending protocols and other DAO structures for crypto assets.
  • Advised ZIP on the distribution of insurance offerings.
  • Advised BNPL providers and other credit providers on their legal obligations, licensing and agreements, including LimePay and Payright.
  • Advised wealth and credit comparison websites on their licensing and regulatory requirements, including Finspo and Komparative.
  • Advised premium funders and other online insurance platforms on their regulatory obligations, licensing requirements and agreements, including CoverPay and CoverMy.
  • Advised Bamboo on its regulatory obligations, product and service design and rewards program in relation to its micro-investment app.