Jaime is a leading Australian expert on the application of the financial services and consumer credit regulatory regime. She is a Band 4 Ranked Lawyer in the 2022 Chambers Asia-Pacific Guide for FSR.
She delivers fearless and technically excellent advice across a range of industries, including life and general insurance, payments products, derivatives, foreign exchange, horse racing syndicates, wealth management, charitable fundraisers, business and consumer credit, buy now pay later, and cryptocurrency. A significant portion of her work involves developing novel solutions for innovative clients who need a flexible and creative approach to emerging problems, and she has been instrumental in the product design and structuring of several buy now pay later and cryptocurrency products to minimise or scale regulation in order to viably compete with incumbents and to speed up launch dates. More recently she has consulted on key reforms including to the payments regulations, digital asset platform licensing, stablecoins and token-mapping.
Jaime is well known for her ability to quickly drill down to the core of a matter and to apply her detailed knowledge of the financial services and credit regulatory regimes to find commercial and practical solutions for her clients. The majority of her work involves developing novel solutions for innovative clients who need a flexible and creative approach to emerging problems in the fintech space. Whether working with established, traditional financial services businesses or fintechs, she has the ingenuity to deliver solutions to complex issues using her technical knowledge, experience, connections and creativity.
Jaime is a significant contributor to industry consultation and legislative change. Most recently, Jaime was called to testify at the Senate Economics Legislation Committee’s enquiry into the Digital Assets (Market Regulation) Bill 2023 and has been consulting on the development of regulation for digital asset platforms, both by submitting her own submissions and engaging in bilateral discussions with Treasury. She leads Hamilton Locke’s contributions to Blockchain Australia’s and Fintech Australia’s submissions on digital asset reforms and payments modernisation.
Jaime presents regularly, including at the Credit Law Conference, Responsible Lending & Borrowing Summit, Women in Payments, Intersekt and Blockchain APAC events. Jaime co-leads Hamilton Locke’s relationship with Fintech Australia with Corporate Partner, Jo Ruitenberg. Hamilton Locke has been a legal partner to Fintech Australia since its inception.
Jaime also supervises The Fold’s AFS and credit licensing practice, which has assisted 600+ businesses with AFS and credit licences.
