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Abigail Cowled

Senior Associate – Finance; Restructuring & Insolvency

Having played an integral part in several market-leading finance transactions across Australia, Abigail understands pressure, the value of having impeccable negotiation and documentation skills at the ready and the need to be across the commercial demands of her clients on every transaction. Abigail is focused on giving straightforward and considered advice, whether working for an entrepreneur, investors, institutional lenders, large corporates or pro bono clients.

She has a broad range of financing experience, which began with a particular focus on project and infrastructure financing, mining, energy and resources financing and derivatives, and has since evolved into a comprehensive practice including venture debt financing, commercial and real estate finance and restructuring and advising insolvency practitioners.

Prior to joining Hamilton Locke, Abigail worked at Gilbert + Tobin, also gaining significant experience on a secondment to Westpac as lead counsel supporting the project financing and infrastructure businesses.


Banking & Finance, Project Finance, Interest Rate Derivatives



  • Nominated for 'Thirty under Thirty' award in Banking Law, 2014
  • Nominee and runner up for Lawyers' Weekly's Rising Star Award as part of the Women in Law series, 2013



  • Bachelor of Arts (French) – University of Wollongong
  • Bachelor of Law – University of Wollongong
  • Admitted to practice in New South Wales



  • Acting for Longreach Credit Investors to help build their portfolio of senior secured loans to a range of Australian growth companies.
  • Acted for Reliance Rail on the market leading refinance and recapitalisation of a debt portfolio worth over $2 billion, and consisting of senior and junior debt, shareholder equity, bonds, CPI and interest rate derivatives and international credit wrappers.
  • While on secondment to the WIB Legal team of Westpac, acted as in-house counsel for the project finance team lending, as part of a syndicated deal, to the Ross River Solar Farm project.
  • Acted for the syndicate of lenders (made up of domestic and international banks) lending to Yancoal Pty Ltd (a subsidiary of the ASX listed Yancoal Australia Ltd) on a project financing and commercial financing basis.
  • Acted for a syndicate of 11 banks on the privatisation of the Sydney Desalination Plant. This was a market leading transaction, setting a precedent for future transactions in the Australian market as the first major privatisation of a piece of infrastructure by the NSW State Government. 
  • Acted for lender syndicates on other major privatisations, including the privatisations of Port Botany and Port Kembla by the NSW government in 2013, as well as the privatization of the Port of Newcastle in 2014.